Pet Sitter Liability Protection Coverage
The Standard Liability policy covers you/your business including all employees, independent contractors and volunteers that work in your business. Please note it does not cover on the job injuries to you, your employees, independent contractors and/or volunteers. You will need workers compensation insurance to adequately cover injuries to your employees and/or independent contractors.
(Please read below to see if you qualify. If you do not, apply for the Standard policy above.)
*Definition of Individual Policy: This policy is designed to insure an individual with no one working in the business but the individual owner and spouse, if applicable. You do not qualify for the Individual policy if your business is classified as a partnership, LLC, Inc., or type S corporation.
To help you get the protection you need, Pet Sitters International offers LIABILITY PROTECTION POLICIES. These policies were designed to take the worry and hassle out of finding reliable coverage. Best of all, buying coverage endorsed by PSI means affordable group rates.
If accepted, coverage will begin on the first day of the month following receipt of this application and payment.
A minimum earned policy premium of 25% applies to this policy.
BASIC LIABILITY LIMITS:
| $2,000,000 | General Aggregate |
| $2,000,000 | Products/Completed Operations |
| $1,000,000 | Personal & Advertising Injury |
| $1,000,000 | Each Occurrence |
| $300,000 | Fire Legal Liability |
| $10,000 | Medical payments |
| $100 | Deductible Per Claim |
SPECIAL POLICY FEATURES:
- Coverage for damage to property in your care, custody or control, including the pet.
- Coverage for lost keys: Pays up to $2500 to re-key customer's locks.
- OPTIONAL: Coverage for Pet Grooming, Limited In Your Home Pet Care, Dishonesty Bond, and Housesitting.
